Introduction: EMV Is Not Bulletproof
They said chip cards would kill carding. That EMV would end dumps. But by 2025, I’ve made more off chip card fraud than I ever did with magstripes. And I’m not alone. The community figured it out. With a little know-how, hardware, and access to the right dumps, EMV became just another puzzle to solve.
In this post, I’m breaking down:
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The hardware I use to skim or clone chip cards
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The updated chip card dump ecosystem
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My favorite sources for dumps with PIN, fullz, and CVV2
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The wins I’ve pulled off using this setup
My Hardware Setup: The Tools of the Trade
Let’s get something straight: chip card fraud in 2025 is a hardware game. Here’s my rig:
1. Skimmers & Readers
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OmniKey 3121 or ACR38 smart card readers – Still reliable, still underrated. Combined with EMV skimming software, they give full access to chip data if the card is inserted long enough.
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Custom overlays for ATMs – Fit over the original chip slot. Paired with a hidden cam to grab the PIN. Learn more on how skimmers evolved via Krebs on Security.
2. PIN Capture + Clone
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Raspberry Pi Zero + micro cam module = compact, low-power PIN capturing tool.
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Java EMV applets for offline EMV card cloning, if you’re using ATMs or dumb POS terminals that still don’t verify server-side.
3. Writer/Encoder
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MSR605x + IC Writer – Necessary for hybrid chip + magstripe clones (plenty of POS systems still fall back to swipe).
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SmartcardHSMs to write EMV applets.
Need hardware? Check out SmartCardFocus for legit readers or forums like Torum for secondhand kits.
Where I Get My Chip Dumps
In 2025, the EMV dump scene exploded. It’s no longer just about magstripe tracks.
Best Sites for Dumps with PIN:
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WickedDumps – Known for chip + PIN cards from the UK, EU, and select US banks.
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CVVShop – Offers BIN-sorted chip card dumps and matching fullz. Filter by bank, country, EMV type.
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ValidCC Alternative Forums – After the takedown of ValidCC, vendors scattered. Now operating under private invite markets.
Tip: Always verify dumps with tools like EMV Checker, or read more about how EMV works to stay ahead.
The Strategy That Works
I don’t just buy a dump and hope it works. Here’s how I stack the deck:
1. Match Fullz to the Dump
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Combine dumps with fullz to bypass 3D Secure and AVS.
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Always buy DOB, SSN, address, and phone – makes it easier to create synthetic IDs or reset account access if needed.
2. Target Weak POS Systems
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Focus on POS terminals in rural gas stations, dollar stores, local vendors.
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Many still run outdated software or don’t check chip authenticity server-side.
3. Clone and Cash Out Fast
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Hit ATMs that allow fallback magstripe + PIN, especially in regions where chip support is spotty.
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Use the cloned chip cards for luxury goods, gift cards, and reloadable debit cards for fast cashout.
Want to go deeper? Read on how chip fraud works post-EMV.
My Biggest Wins
The Luxury Hit
Cloned a UK-based EMV card with PIN. Used matching fullz to verify ID. Walked into a high-end store in Dubai, walked out with $12,000 in merchandise. All fenced within 24 hours.
Gift Card Loop
Loaded $500 Visa gift cards from a US dump at an unmanned kiosk. Cloned four cards. Laundered $2K clean. Rinsed and repeated twice a week for a month.
ATM Jackpot
Used a fallback magstripe setup with PIN in Eastern Europe. Withdrew $5K/day for a week before the card was flagged.
⚠️ Final Thoughts: Stay Ahead or Get Burned
Chip card fraud isn’t dead – it just evolved. In 2025, it’s about strategy, gear, and keeping up with the tech. While law enforcement is cracking down hard, new tools and forums rise just as fast.
Want to stay ahead?
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Follow trusted sources like Brian Krebs
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Lurk on verified carding forums
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Master the hardware and software stack before playing the high-risk game
Pro Tip: Don’t trust “free dumps” or “free fullz” offers. Most are honey pots or fakes. If it’s too good to be true, it’s likely bait.
