Description

What Are Fullz?

“Fullz” is the underground term for a complete identity profile—the holy grail of personal information in the digital black market. A Fullz pack typically includes:

• Full Legal Name

• Date of Birth (DOB)

• Social Security Number (SSN)

• Current and Past Addresses

• Phone Number

• Email Address

• Driver’s License Number

• Mother’s Maiden Name

• Credit File (optional)

• Employment or Income Info (when available)

These are the essential building blocks used to bypass KYC verification, access financial services, or build synthetic identities capable of operating at scale across banks, fintech, government, and crypto platforms.

Why Are Fullz So Powerful?

Unlike a stolen credit card that may be declined in minutes, Fullz grant long-term, systemic access to the financial ecosystem. That’s why they are the foundation for:

• ✅ Bank logins

• ✅ Loan fraud

• ✅ Credit card applications

• ✅ Government benefits theft

• ✅ Tax refund fraud

• ✅ Synthetic identity creation

• ✅ Crypto exchange registration

• ✅ SSN-based enumeration scams

These packs aren’t just data—they’re digital skeleton keys for financial takeover.

Real-World Use Cases (Fraud Operator Notes)

For educational and research purposes only. These are the real-world fraud methods used by cybercriminals with Fullz data. When you buy this product, we will give you free updated guides on how to use it and make money.

1. Opening Bank Accounts with Fullz

• Fraudsters use full identity kits to open checking and savings accounts in the victim’s name.

• Once opened, these accounts become “drops” to receive stolen funds, stimulus payments, unemployment benefits, or ACH transfers from hacked businesses.

2. Applying for Credit Cards

• With DOB, SSN, and DL info, actors apply for high-limit credit cards.

• If the credit file is strong, the cards are activated, maxed out within 24 hours, and abandoned.

3. Filing Loan Applications

• Fullz are used on platforms like LendingClub, Avant, Upstart, or payday loan services.

• Fraudsters spoof employment info and route loan deposits to burner bank accounts.

4. Bypassing KYC on Crypto Platforms

• Exchanges like Binance, Kraken, and Crypto.com require identity verification.

• Fullz enable fake selfies + document submission to bypass KYC using deepfake tools.

• Once verified, the account is used to cash out dirty crypto or launder funds.

5. Filing Fake Tax Returns (IRS Refund Fraud)

• Using SSN, address, and DOB, cybercriminals file fake tax returns via TurboTax or IRS.gov.

• Refunds are directed to prepaid cards or fake accounts.

6. Social Engineering of Support Agents

• With the victim’s full PII, attackers impersonate them on support calls or chats.

• This enables SIM swaps, account resets, or OTP interception.

Product Quality & Features

We only source premium Fullz data through fresh breach dumps, phishing campaigns, SIM intercepts, and internal leaks.

Each identity is verified for:

• ✅ Accuracy of Name / SSN / DOB

• ✅ Live Address and Phone Match

• ✅ Clean Credit History (when specified)

• ✅ Optional Extras: DL scans, W2s, selfies

Formats: .TXT, .XLS, .CSV, or direct database access upon request.

Geolocation Options

Choose from:

• United States

• Canada

• United Kingdom

• Europe (Germany, Netherlands, France)

• Australia

• Custom requests available (including LATAM & Africa)

OPSEC Tips for Buyers

• Always use clean VMs + Antidetect browsers when handling Fullz

• Consider pairing with matching bank drop or Stripe account

• Encrypt all downloads and access only on air-gapped devices

• Use verified Telegram support bots to verify Fullz health (if available)

⚠️ Legal Disclaimer

This product is listed for cybersecurity research and educational awareness only.
Misuse of this data for fraud or unauthorized activity is illegal.
We do not encourage or endorse illegal behavior.

Suggested Pairing Products

• Verified Stripe Business Account (Aged)

• W2/1099 Generator Toolkit

• SIM Swap Starter Pack (US Telcos)

• Deepfake KYC Selfie Generator

• Verified Crypto Wallet Access