Invoice Fraud Templates – High-Trust BEC Playbooks for Corporate Payment Redirection

Description

What Are Invoice Fraud Templates?

Invoice Fraud Templates are pre-built social engineering documents designed to impersonate legitimate corporate invoices and payment requests. They are used in Business Email Compromise (BEC) attacks, where hackers hijack or spoof executive email accounts—often CFOs, CEOs, or finance directors—to send high-trust, urgent payment requests to unsuspecting employees.

A typical invoice fraud kit includes:

• Editable Invoice Files (Word, PDF, Excel formats)

• Email Body Templates for CFO-to-employee payment requests

• Branding Assets & Logos to match the target company or vendor

• Pre-Filled Bank Transfer Instructions (mule account details)

• Urgency Scripts (“Payment needed today,” “Vendor account overdue”)

• Social Engineering Pretext Notes for follow-up calls

• Sample Email Headers to bypass spam filters

These are plug-and-play assets for corporate payment redirection research and BEC attack simulation.

Why Are Invoice Fraud Templates So Dangerous?

Unlike phishing emails sent to random victims, BEC invoices are laser-targeted—crafted for specific companies, departments, and employees.

✅ Appear to come from trusted internal sources
✅ Bypass malware detection (no malicious links or files)
✅ Exploit human trust and business processes
✅ Cause high-value direct wire transfers to fraudster accounts
✅ Difficult for banks to reverse once payment is sent

This makes them one of the highest-grossing cybercrime tactics, with FBI reports showing BEC losses topping $50B globally in 2024.

Real-World Use Cases (Fraud Operator Notes)

1. CFO Email Account Hijack

• Hacker gains access to CFO’s mailbox via phishing, credential stuffing, or SIM swap.

• Sends urgent payment request to accounts payable clerk.

• Cashout: Wire transfer to offshore mule accounts.

2. Vendor Impersonation

• Fraudster registers a domain similar to a real vendor’s.

• Sends overdue invoice “reminder” to the finance department.

• Employees transfer funds believing they’re paying a legitimate supplier.

3. Executive Impersonation on Travel

• Fake email from CEO claiming urgent payment needed while “out of office.”

• Creates pressure and bypasses normal approval processes.

4. Multi-Invoice Scheme

• Sends a batch of smaller invoices ($3k–$10k each) to avoid triggering high-value payment reviews.

• Increases payout volume before detection.

5. Insider-Compromised BEC

• Works with a corrupted employee inside the company to fast-track fraudulent payments.

Product Quality & Features

We source authentic, field-tested invoice templates from real-world BEC campaigns.

Each template set includes:
✅ Editable Word, Excel, and PDF invoice files
✅ Matching corporate branding and signatures
✅ Pre-written high-pressure email scripts
✅ Recommended mule bank account formats
✅ Localization options for target countries

Formats: .DOCX, .XLSX, .PDF, .TXT for email scripts.
Languages Available: English, French, Spanish, German.
Industries Covered: Manufacturing, logistics, law, consulting, real estate, SaaS.

Geolocation Options

• United States

• United Kingdom

• European Union

• Australia & New Zealand

• Asia-Pacific

• Africa & Middle East

OPSEC Tips for Buyers

• Use isolated research accounts to test templates in email simulations

• Avoid sending real financial information during tests

• Pair with email header spoofing tools for maximum realism

• Always conduct simulations in coordination with the target organization’s IT/security team

⚠️ Legal Disclaimer

This product is for cybersecurity awareness training, social engineering research, and BEC simulation only.
Unauthorized use to commit fraud is illegal and punishable under global cybercrime laws.
We do not condone criminal activity.

Suggested Pairing Products

• Compromised Office 365 Account Pack (Research Use)

• Corporate Domain Spoofing Toolkit

• Phishing Email Delivery Templates

• Mule Bank Account List (Simulation Data)

• BEC Incident Response Playbook