US SBA/PPP Loan Fraud Kits (w/ Verified EIN + Payroll Docs) – Government Grant Fraud Simulation $2,500 – $6,000 per kit

Description

What Are SBA/PPP Loan Fraud Kits?

An SBA/PPP Loan Fraud Kit is a pre-assembled identity and business documentation bundle designed to simulate the application process for U.S. Small Business Administration (SBA) loans and Paycheck Protection Program (PPP) grants.

Each kit is built around a real, registered business identity with verified tax and payroll documentation, enabling realistic penetration testing and fraud research.

A typical kit includes:

• Verified Employer Identification Number (EIN)

• Registered Business Name & Address

• Business Bank Account Details (optional)

• Payroll Records & Paystubs

• IRS Tax Forms (W-2, 941, 940)

• Business License or Incorporation Papers

• Credit File & Business Credit Score

• Optional Fullz of Business Owner

These elements form the foundation for studying large-scale government loan fraud techniques.

Why Are SBA/PPP Kits So Powerful?

Unlike standard identity fraud, SBA/PPP exploitation involves high-payout, low-overhead schemes targeting government relief programs.

✅ SBA and PPP loans can range from $20,000 to $150,000+
✅ Funding can be approved in days, often with minimal verification
✅ Digital-first application process makes remote exploitation easier
✅ Can be paired with synthetic identities for repeat attacks

These kits mimic the exact data fraudsters need to bypass loan screening systems.

Real-World Use Cases (Fraud Operator Notes)

1. PPP Loan Applications

• Fraudsters submit loan requests with inflated payroll figures.

• Approved funds are deposited into business bank accounts, then rapidly withdrawn.

2. SBA EIDL (Economic Injury Disaster Loan) Fraud

• Using real EIN and business details, actors claim pandemic-related losses.

• Funds are transferred to mule-controlled accounts or prepaid cards.

3. Payroll Document Forging

• Kits include editable payroll templates to inflate employee count.

• Allows for larger loan approvals based on false payroll data.

4. Business Identity Hijacking

• Real but dormant business entities are hijacked with new contact details.

• Used to avoid fraud detection from newly formed LLCs.

5. Repeated Loan Cycling

• Synthetic businesses rotate through multiple SBA/PPP programs using modified EINs and documents.

Product Quality & Features

We source SBA/PPP kits from corporate data leaks, public registry scraping, and payroll system compromises.

Each kit is verified for:
✅ Active EIN with matching business registration
✅ Valid payroll documentation for specified period
✅ Correct IRS form formatting
✅ Optional bank drop pairing

Formats: .PDF, .XLSX, .DOCX payroll records; .JPG/.PNG scanned IDs.
Availability: Single kits or bulk orders for research.

Geolocation Options

• United States (all states & territories)

• State-specific EIN targeting available

• Custom industry-specific kits on request

OPSEC Tips for Buyers

• Only handle SBA/PPP kits on secure, isolated environments

• Use encrypted storage for sensitive documents

• For testing, deploy in sandboxed loan portal replicas

• Pair with clean IP ranges to mimic real business traffic

⚠️ Legal Disclaimer

This product is for cybersecurity research, fraud prevention training, and awareness simulations only.
Misuse for actual loan fraud or unauthorized activity is illegal.
We do not promote or condone criminal activity.

Suggested Pairing Products

• Business Bank Drop (Matched to EIN)

• W-2 / 1099 Generator Toolkit

• Fullz Pack for Business Owner

• Synthetic Identity Creation Kit

• Loan Portal Exploit Guide